Goldco Review
Thinking about Goldco? Before you take a salesman's word for anything, here's our straight, factual rundown — founded 2006, headquartered in Calabasas, California, with a $25,000 stated minimum. We rate it 4.5/5 in our independent editorial assessment. Below are the fees, custody partners, and the honest pros and cons.
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Quick Facts
- Founded
- 2006
- Headquarters
- Calabasas, California
- BBB Rating
- A+ (Accredited)
- Account Minimum
- $25,000
- Metals Offered
- Gold, Silver
- Storage Partners
- Brink's, Delaware Depository
- Custodian Partners
- STRATA Trust, Equity Trust
- Best For
- Mid-size rollover investors
Facts last reviewed 2026-06. Figures such as fees and minimums are approximate and subject to change — confirm directly with the company.
Fees & Pricing
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Standout Features
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
Our Editorial Verdict
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Pros
- Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- Clearly published, predictable annual fee schedule
- Strong buyback program and dedicated rollover assistance
- A+ BBB rating and a long operating history (since 2006)
Cons
- Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- Limited to gold and silver (no platinum or palladium)
- First-year cost rises once setup and segregated storage are included
Frequently Asked Questions
What is the minimum investment for Goldco?+
Goldco's stated account minimum is $25,000. Minimums can change, so confirm the current figure directly with the company.
Is Goldco BBB accredited?+
Goldco holds a A+ Better Business Bureau rating and is BBB-accredited as of our last review (2026-06). Always verify the current rating on BBB.org.
What metals does Goldco offer in an IRA?+
Goldco offers Gold, Silver for IRA accounts, stored with partners including Brink's, Delaware Depository.
What does Goldco charge in fees?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Sources
Not Financial Advice. This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.
Ratings are our independent editorial opinion, not user reviews.